Holiday Meeting This Tuesday - Casino Night!!

Tuesday December 14. Don't miss the opportunity to network with Central Florida's Finest and to win great prizes in FAMB's New Orleans Casino. Celebrate Mardi Gras, throw some beads, or wrestle alligators. Cost: Free to ALL Members with a Toy for Tots; $15.00 Non-Members with a Toy for Tots.

5:00 to 6:30 Networking and Registration -- 6:30 to 9:30 Casino Night Begins!! Bring an unwrapped toy for the "Toys for Tots" program. The Marines will be there! For reservations or information, call 407-774- 4389 or fax 407-786-5644. Or email us at rsvp@fambcentralflorida.com

Information & Registration

Table Top Exhibition - January 11

Our Annual Table Top is just around the corner. FAMB gives brokers and affiliates a great way to start the year. Getting familiar again with products and people who can make your year an outstanding success.

If you want to exhibit, call Donna Cleary today at 407- 370-2300 or email her at dmc@intellistar.net. We only sell a limited number of tables. Don't be turned away because you delayed

Not everyone fits into the conforming or non-conforming marketplace. Knowing the ins and outs of the government product will enhance your ability to serve your borrowers. You'll qualify the client, calculate ratios and review the underwriting criteria of the government closing. We'll take you through the process in an easy -to-understand format. Leave with samples of forms and a complete workbook. Work through calculations with the class and instructor.

Four (4) CE Credits toward required Professional Continuing Education for Mortgage Brokers and Originators. Registration 7:30 am. Seminar 8:00 a.m. - 12:00 p.m. Free to Professional Members with $12.00 materials fee.

Register for FHA Seminar

What is that mysterious score on your client's credit report? How does it affect the loan package and options available to your client? Spend four hours in a concise course designed to help you understand the credit scoring process while analyzing the various repositories' scoring methods and lender's credit scoring guidelines.

Four (4) CE Credits toward required Professional Continuing Education for Mortgage Brokers and Originators. Registration 12:30 pm. Seminar 1:00 p.m. - 5:00 p.m. Free to Professional Members with $12.00 materials fee.

Register for Credit Scoring Seminar

In the 12/6/04 edition of USA Today, predatory lenders are portrayed as victimizing unwary homeowners. Background for the article was provided in part by the Center for Responsible Lending. The coverage comes just in advance of the 109th Congress that is likely to consider federal legislation in 2005.

NAMB President Bob Armbruster is quoted as again calling for a national registry of mortgage brokers. "Armbruster would like to see a national registry of mortgage brokers and wants Congress to give states seed money to prosecute bad brokers." Read the full text of the article at the link below.

NAMB President Armbruster in USA Today

MEMBERSHIP

Help us to increase our membership and boost participation in upcoming events! If you or someone you know would like to become a member of the Central Florida Chapter, click here.

QUESTIONS?

For questions, suggestions, or comments regarding the Central Florida Chapter of FAMB or this newsletter, please email Kelly Guldi at newsletter@FAMBCentralFlorida.com.